Payments Reimagined.
For Modern
Businesses     Individuals
Instant payments across the EEA and UK. One account. Endless possibilities.
Open in App Store
Open in Google Play
Three people collaborating in a bright office, two seated and one standing, focusing on a laptop screen.
Shiny golden swirl design with reflective highlights on a white background.
Fully Digital Account Management
Smiling woman wearing yellow sunglasses and shirt holding a smartphone with a digital card showing 500 euros total balance.
Yellow smartphone with screen text 'Instant 24/7 PayRose Transfers' partially tucked into a white fabric pocket.
Two people working on laptops at a desk with a glass of water, coffee cup, notebook, pen, and smartphone.
Endless possibilities.

Smarter way to manage money

PayRose Our focus is to provide a payment solution for individual and business customers looking for an alternative to traditional banks. We empower businesses to save time and money.
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Consumer and
Corporate Accounts

Whether you’re an individual or a business, we provide an efficient way to send and receive payments.
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Close-up of a brushed metal surface with an embossed stylized rose design and a soft yellow light reflection on the upper left corner.Close-up of a silver metallic surface with an embossed stylized rose design near the corner.

Physical and
virtual debit card

Coming soon – Enjoy the convenience of a debit card linked to your account, providing a secure and flexible payment option.
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Hand holding a silver PayRose card with a rose logo and chip under bright lighting.Hand holding a translucent PayRose card with a rose logo and chip, against a bright yellow and white background.

Dedicated
SEPA IBAN

Enjoy the convenience of a personalized, dedicated SEPA IBAN, seamlessly integrated with your account.
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Close-up of a small computer chip labeled 'IBAN' held by tweezers against a white and yellow gradient background.Transparent microchip labeled 'IBAN' held by tweezers against a white background with a yellow gradient.
Get Started
One payment solution for people and businesses.
One payment solution for people and businesses.
One payment solution for people and businesses.

PayRose.
We empower businesses to save time and money

01

Alternative to Traditional

Designed for individuals and businesses seeking flexibility, transparency, and control over their finances.
Smartphone screen showing a spending app with a weekly bar chart and latest transactions including top-up, shopping, and restaurant expenses.
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Built for Individuals & Businesses

PayRose supports both personal and business accounts, making everyday payments simple and accessible.
Hands holding a smartphone scanning it on a payment terminal for contactless payment.
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Payment Network

As part of the PayRose Account program, 
we are building a strong client network for future payment services.

Redefining Payments in Europe and the UK

We are focusing on promoting and developing a client network for future payment service offerings.
MacBook Pro displaying PayRose app with wallet balance, recent transactions, and yellow sidebar menu.
Alternative to Traditional
A modern payment solution for individualsand businesses beyond traditional banking
Save Time & Money
Optimised payment processes that helpbusinesses operate faster and more efficiently.
Unlocking a
world of financial possibilities
Future Payment Network
Building and expanding a client network to support future payment service offerings.

Fully Digital Account

Manage your account entirely online — from onboarding to everyday operations. All features are available in one interface, with no office visits or paperwork.
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Upcoming Multicurrency

Soon you’ll be able to hold and use multiple currencies within one account. Perfect for international payments, business, and travel.
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Instant Transfers

Send and receive money instantly between PayRose users, anytime, day or night. Funds arrive immediately, with no delays or weekends.
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FAQ

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How to open a PayRose individual account?
On the PayRose website you can log in under the Log in button. You can also download our mobile app on Google Play or the App Store.

You have to go through the registration process step by step. You will be asked to upload a selfie, a photo of proof of identity (ID card, passport, etc.) and a proof of address. As soon as your application and documents have been checked, you will get an automatic welcome email to confirm that your account has been created, and you are ready to use your account.
What is considered as proof of address?
Proof of address must be issued in the name of the PayRose account holder and dated within the last 3 months and must contain the following information:
  1. Your name
  2. Your current residential address
  3. The date of issue
  4. The issuing authority
  5. A reference to the issuing authority (logo, contact information, website etc.)
We accept documents that are issued by a bank, a utility company, a government agency, or a judicial authority.
What will not be accepted?
  1. Electricity, water, gas, telephone, or Internet bill
  2. Bank statement / credit card statement
What will not be accepted?
  1. Receipts
  2. Invoices for purchasing goods
  3. Handwritten bills
How can I get the PayRose App?
The application is available free of charge on the App Store for iOS and on the Play Store for Android.
Is there an age restriction for PayRose?
Yes, users must be at least 18 years old.

PayRose — Payments That Move at Your Speed
Open in App Store
Open in Google Play
Mobile app screen showing user David Stewart's wallet with a balance of €150.00 and latest transactions including a pending €50.00 top up and a pending €120.00 shopping purchase.
Bright yellow glowing torus-shaped ring on a black background.
Shiny gold metallic circular emblem of a stylized rose enclosed in a ring.
Fully Digital Account Management
Upcoming Multicurrency Support
Instant 24/7 Transfers
Multilingual Customer Care